Anyone seen or heard of Initiative Q? It's a startup selling itself as the next PayPal / Bitcoin... I'm usually very sceptical of these things, but this is free to sign up and who knows? I signed up a few weeks ago but then I saw today that Martin Lewis of MoneySavingExpert fame was commenting on it, so I've looked at it again.*Here's the info...

Anyone who wants to check it out, you need to be invited by someone else - my invite link is below :

https://initiativeq.com/invite/B4o44Qe2Q