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Jacko51

No cash at Colchester

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19 minutes ago, geosname said:

If you think about it, it's hardly likely you will get a 50 in your change and because most establishments are wary about them it would be stupid to forge them, although I don't doubt some may, because they are difficult to get rid of..... 20s 10s and even 5s will pass unnoticed and unchecked so they would be the forgers choice..... that doesn't help if you get landed with them.

Having worked with cash most of my working life,we had special pens to detect forgeries.A one second process.Fifties ,twenties and tenners were checked if they looked or felt dodgy. It seems contactless purchases are quite easy with a stolen card?

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18 minutes ago, Howjy04 said:

Having worked with cash most of my working life,we had special pens to detect forgeries.A one second process.Fifties ,twenties and tenners were checked if they looked or felt dodgy. It seems contactless purchases are quite easy with a stolen card?

They are, as are online sales if you have your card cloned as I did. Then again, the card company were on to me within half an hour of suspicious payments appearing on my account - they just asked me to identify the fraudulent ones, let the correct ones pass and raised a new card account for me, all within a few minutes. Neither was I charged for the fraudulent transactions.

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I can just imagine people thousands of years ago.....

I'm not carrying a load of heavy metal discs round with me just to trade. 

I grow beans, what's wrong with trading beans? I know what everything is worth in beans when I buy things at the market. I just have to take as many as I need with me.

I don't mind that the man selling corn doesn't accept beans because the man who sells iron will and the man selling the corn accepts iron.

Now I have to buy a pouch to carry my metal discs round just so I can trade.

If someone took some beans I wouldn't notice if anyone stole any but I can count my discs and know people are always stealing them.

It's similar to people a few years ago who couldn't understand why you might want to take a picture on your phone who now constantly post pictures of their grandchildren on Facebook or refusing to use chip and pin because a signature can't be forged.

Things progress and you have to move with the times. The fact that places are even considering going cashless shows that there are large benefits which more than outweigh the negatives.

Most card and account fraud stems from the users lack of education rather than the banks in particular using the same password. People complain at the security measures they put in place then complain when the banks question them despite the fact that their money has more often than not been covered by the bank anyway. How many people use the same password for their online banking as OVF, haven't got antivirus on their phone or PC, store their card details in their browser? The equivalent would be leaving your wallet in the garage with the door wide open.

With regard to the amount lost to online fraud how much is lost to the washing machine, back of the sofa or left in lost wallets? We will never know as no one ever keeps track of it. How much money is stolen but not reported due to crime etc.? How much money paid for items never makes it into a till due to theft or selective accounting? It would be a lot harder for your typical criminal to use the proceeds of their crime or even take payment if cash wasn't about.

As others have said Burslem is stuck in a time zone half the pubs don't have card machines which seems even stranger considering there aren't any free cashpoints. 

There are benefits both to a cash economy and a cashless one but we should embrace change rather than reject it otherwise we will never progress.

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3 hours ago, geosname said:

If you used it here the bank would charge you (this end). I have accounts in Chiang mai  if I use my card to draw cash in another district (same bank) they charge...... lots of places surcharge for using credit cards too.

Mine doesn't. 

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5 hours ago, Jacko51 said:

No and no.  If I use the card to pay for anything it is done at the actual exchange rate for that day with no additional charges.  If I withdraw money from an ATM abroad I get the actually market rate for that day.  Halifax then charge me interest as it is a cash advance but I have the Halifax app on my phone so as soon as I withdraw the cash I simply transfer the equivalent amount from my bank account and never pay interest.  I pay off what I owe every month in full so again, never pay interest.  It's the best card on the market if I want to use one abroad.  It's like having your cash but without the worry of carting it around.

I assume you would get the banks rate of exchange?

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Half a million Monzo customers told to change PIN

Challenger bank Monzo has asked up to half a million of its customers to change their PINs after discovering a bug that meant they were visible to engineers.

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1 hour ago, geosname said:

I assume you would get the banks rate of exchange?

I get the Mastercard day rate which, having just checked is the market rate. 

Geo, has anyone ever used the words "bee" and "bonnet" in describing you??!

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Can I just point out, before this thread goes any further, that despite the information posted on the Vale website in my original link, away fans were paying with cash on Saturday!!

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56 minutes ago, Jacko51 said:

Can I just point out, before this thread goes any further, that despite the information posted on the Vale website in my original link, away fans were paying with cash on Saturday!!

Yeah strange this, post online everywhere that you have a cashless stadium, but then there's cash only lines for food & drink inside etc..doesn't seem to be much point trying to promote it as such if they're not following through.

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3 hours ago, Tomo said:

Yeah strange this, post online everywhere that you have a cashless stadium, but then there's cash only lines for food & drink inside etc..doesn't seem to be much point trying to promote it as such if they're not following through.

Is it really that amazing that a company wont turn away trade when some customers prefer to use cash.   Its about giving the customer the Option of cash or card - there is nothing wrong with either. The new management at Vale should try one Cash only turnstile and publish that NO CHANGE IS GIVEN - That is a compromise and if there is NO DEMAND for such a turnstile then it will vindicate the existing Ticket only option.  Total No through that turnstile can be published on the score board and on the web site. Give the Fans The Choice ..... ps I dont give a sheite really as I have had a season ticket for 40 yrs but getting a season Ticket was MY CHOICE !

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8 hours ago, Jacko51 said:

I get the Mastercard day rate which, having just checked is the market rate. 

Geo, has anyone ever used the words "bee" and "bonnet" in describing you??!

No bee and certainly no bonnet Jean.... the thread moved from no cash at a game to no cash at all, I responded.... answered and asked questions as best I could..... I was rather curious that your bank doesn't take the opportunity to make money when it's available.

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14 hours ago, pensioner said:

Is it really that amazing that a company wont turn away trade when some customers prefer to use cash.   Its about giving the customer the Option of cash or card - there is nothing wrong with either. The new management at Vale should try one Cash only turnstile and publish that NO CHANGE IS GIVEN - That is a compromise and if there is NO DEMAND for such a turnstile then it will vindicate the existing Ticket only option.  Total No through that turnstile can be published on the score board and on the web site. Give the Fans The Choice ..... ps I dont give a sheite really as I have had a season ticket for 40 yrs but getting a season Ticket was MY CHOICE !

Understandable of course, just that making out they're all new-tech & completely cashless when they're not is more the strange part. They're no different to a lot of clubs in that they offer both options. It causes me no issue at all to see cash options too, just personal preference to use the technology available. Like I said before, personally I'd prefer to be able to just have contactless everywhere as it is far more convenient & quicker for all.

 

Having said that, I do agree that when it comes to Vale & the issues we've raised/had with the previous owner over turnstiles & ticket options, they should be looking at all options to bring in the maximum revenue possible, especially as I imagine they need the money. I don't think our club or the fan base would be in a position to go cashless any time soon.

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In retail I've always worked under the premise that if someone offers me money I take it, no matter how it was offered or who was offering.

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It's a tricky one really. In principle I'm all for it. But when things go wrong without a wedge in your pocket you are screwed. When I go to England I carry cash, because the card works in some places and does not in others. This is not funds related.

I see the same thing here in NL. A lot of tourists assume they can pay by credit card everywhere. You can not. Many places do not take them. And once you are on debit card you are on a wing and prayer that it works. I've had trouble paying by debit card in DE just because the system does not connect to an NL bank account for some reason. Same in the UK.

So a wedge of notes in your pocket is the back up. So long as they are small denomination. Which are hard to get from the hole in the wall, when you can find one here.

We have a wad of low denomination cash carefully accumulated and hidden in the house. To pay window cleaners, taxi drivers, barbers....Which we keep stocked up.

Just our experience. Default is no cash. But you have to have a plan B.

Edited by toyahw

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